Do you have your Love Letter to your family completed or updated?
February is national heart month and a great time to complete or update your will, living will, and healthcare power of attorney. LegalShield has made getting your estate planning easy and affordable. We will go over what is a will, living will, and healthcare power of attorney.
This is an example of how we help employees complete their estate plan. The law firm will be doing a will webinar for ENROLLED COLORADO employees:
Will Webinar for enrolled Colorado employees
March 6th, 12:00 PM to 1:00 PM MST
To register: https://March6WillWebinar.eventbrite.com
For more information, please contact Cheryl!
March 22nd
11:30 AM – 1:00 PM
To Register https://March22LS.eventbrite.com
Tax Fraud Coverage with Legal and IDT Plans
With tax season upon us, voluntary legal and identity theft plans can offer employees another layer of protection. Not all legal and identity theft protection plans are the same though. LegalShield and IDShield provide the protection needed at an affordable monthly rate.
With IDShield, if a participant is a victim of tax fraud, a dedicated Licensed Private Investigator (“LPI”) can help guide the participant through the IRS calls and paperwork to help ensure their identity is restored to its pre-theft status. As a proactive approach, IDShield also monitors a participant’s Social Security Number (SSN) and other Personally Identifiable Information (PII) and will send an alert if a discrepancy is found.
LegalShield provides participants with direct access to a dedicated law firm that can provide assistance with tax audit and collection-related legal matters. Advice, consultation, and even legal representation of the participant can be provided.
These benefits provide the legal and identity/online privacy protection needed in today’s world.
For more information on LegalShield and IDShield, please contact Cheryl.
Finances Continue to Be a Primary Stressor
While 2024 may see an easing of inflation, employee financial wellness remains a primary objective for companies seeking to improve talent acquisition and retention.
According to the American Psychological Association (APA), in 2023, the economy was the second cause of day-to-day stress in American adults’ lives (64%), followed by money (63%)[1]. Those statistics are supported by LegalShield Business Solutions’ 2023 member service intakes, placing Consumer Finance as the second highest service request category, slightly below Estate Planning.
When someone undergoes problems related to insurance or billing
disputes, tax matters, bankruptcy, credit repair, etc., the financial impact is often accompanies by stress. Having a knowledgeable lawyer guiding that person to take proper steps toward resolution can help minimize the monetary impact and ease their mind, too.
By offering a legal benefit, employers enable their teams to access a local, dedicated provider law firm for a fraction of that cost and potentially save thousands of dollars annually [2].
Hiring a lawyer costs an average of $300 per hour [3]. But for a small monthly payroll deduction, a legal protection benefit provides review, advice, and consultation on most common personal consumer finance matters, including:
- Consumer Disputes: Utility bills, home contractors, warranties
- Debt Disputes: Credit card debt, student loans, collection agency harassment, medical billing
- Tax Problems: IRS audits, tax refunds, tax liens, back taxes, questions about Middle Class Tax Refunds, and other tax rebates or Child Tax Credit
- Insurance Disputes: Health and car, home and renters, life
- Real Estate: Mortgages, security deposit, property damage, real estate contracts
- Renter/Tenant Issues: Negotiation of leases, evictions, security deposits
They can expect a response in four hours or less. Perhaps the employee doesn’t have the time for a phone conversation, especially at work. They can schedule a convenient time to speak via the LegalShield web portal or the LegalShield mobile app.
[1] American Psychological Association, Stress in America 2023, A nation recovering from collective trauma. Retrieved from
[2] PPLSI internal utilization data estimates average annual savings per employee to be $1,500.
[3] PPLSI Provider Law Firms average hourly rates and time to perform service.
For more information on LegalShield and IDShield, please contact Cheryl.
Legal Advice for Your Business
Small Business has big business problems but not big business resources. We give small business big business resources on a small business budget.
Protect Your Bottom Line
As a business owner, you play a lot of roles. But have you ever tried to act as your own lawyer? Small business owners know that without extensive legal knowledge trying to do it yourself can be risky. You could end up spending a lot more time and money than you planned. Professional legal help is a necessity for any business, trust LegalShield to protect you and your company.
With a small business plan from LegalShield, you can get the expert legal support you need without the huge legal bill.
- Join now and speak with a business attorney in as little as four hours https://cherylgarcia.com/smallbiz
- Get help protecting and growing your business
- Save thousands of dollars over hiring an attorney directly
2024 The Year of Helping People and Businesses
My agency’s goal is to help as many families and businesses, as possible, to know about our services. If you have any family or friends who could benefit from our services, or if you know any business owners / executives who could benefit from our Business Legal Plans, please have them contact me directly. It would be my pleasure to provide them with one-on-one, personalized assistance.
Cheryl Blum Garcia,
Benefit & Broker Specialist
LegalShield Business Solutions
