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The Resource – March 2024

LegalShield Helps Protect Homeowners and Renters

Spring heralds the busiest season for housing-related activities, igniting mixed emotions among prospective homebuyers. The journey of purchasing a home can be exhilarating yet daunting, especially for first-time buyers navigating the complex process. Without proper guidance, oversight, or familiarity with the intricate details involved, costly misjudgments and oversights are inevitable.

LegalShield can be an indispensable ally in real estate transactions. Our legal plans extend invaluable coverage to plan participants engaged in buying, selling, or refinancing properties. With direct access to reputable provider lawyers, participants can improve their prospects of seamless transactions that comply with local regulations and safeguard their interests.

LegalShield offers essential support for homeowners navigating the complexities of property rights and responsibilities. From helping to resolve zoning issues to handling neighbor disputes, our provider lawyers strive to alleviate plan members’ stress and financial strain and increase their peace of mind. Plan coverage also extends to wills and estate planning, empowering employees to secure their homes’ future for their loved ones.

For more information, please contact Cheryl!

Apartment renters also stand to gain significantly from our voluntary legal plans

Lease agreements, security deposit disputes, and landlord negligence can disrupt tenants’ peace of mind. Through access to legal professionals, renters can protect their rights without facing exorbitant legal fees, fostering a more harmonious living environment.

Moreover, our plans contribute to a positive workplace culture, enhancing employees’ financial well-being and promoting loyalty within organizations. Offering a legal plan tailored to homeowners’ and renters’ unique needs demonstrates a commitment to customers and their employees’ holistic welfare.

Home Title Theft: Protecting Your Employees’ Most Valuable Assets

As housing valuations soar, so does the equity homeowners hold in their properties – unless it falls victim to identity theft. Home equity theft, deed theft, and title theft are escalating national concerns, posing significant risks to homeowners in hotspots of real estate activity.

Home title theft is a persistent form of identity theft, exploiting burgeoning home values to attract fraudsters. Commonly this scam involves fraudulent transfers of ownership followed by exploitative practices like fix-and-flip schemes or property rental scams.

Tips to help protect employees from identity fraud:

  • Maintain physical deeds in secure locations inaccessible to unauthorized individuals.
  • Regularly monitor credit reports for sudden score declines, unfamiliar account openings, and early fraud indicators.
  • Use online county records to verify deed information, checking for suspicious activity or irregularities.
  • Explore options like dark web identity monitoring, personal data surveillance, and credit report tracking to protect Personally Identifiable Information (PII) data against identity theft. Monitoring PII complicates data profiling for criminals.

You can play a pivotal role in helping your customers and their employees navigate the complexities of homeownership with confidence and peace of mind. By offering comprehensive legal and identity theft protection benefits through partnerships with LegalShield, you help empower them to mitigate risks and protect their most important asset – their home.

For more information on LegalShield and IDShield, please contact Cheryl.

Legal Advice for Your Business

Small Business has big business problems but not big business resources. We give small business big business resources on a small business budget.

Protect Your Bottom Line

As a business owner, you play a lot of roles. But have you ever tried to act as your own lawyer? Small business owners know that without extensive legal knowledge trying to do it yourself can be risky. You could end up spending a lot more time and money than you planned. Professional legal help is a necessity for any business, trust LegalShield to protect you and your company.

With a small business plan from LegalShield, you can get the expert legal support you need without the huge legal bill. 

  • Join now and speak with a business attorney in as little as four hours https://cherylgarcia.com/smallbiz
  • Get help protecting and growing your business
  • Save thousands of dollars over hiring an attorney directly 

2024 The Year of Helping People and Businesses

My agency’s goal is to help as many families and businesses, as possible, to know about our services. If you have any family or friends who could benefit from our services, or if you know any business owners / executives who could benefit from our Business Legal Plans, please have them contact me directly. It would be my pleasure to provide them with one-on-one, personalized assistance. 

Cheryl Garcia

Cheryl Blum Garcia,
Benefit & Broker Specialist
LegalShield Business Solutions

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