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The Resource – December 2023

December is National Identity Theft Prevention and Awareness Month – Are Your Clients’ Benefit Packages Prepared for Cyberattacks?

December is National Identity Theft Awareness Month, and while it is an active month for identity theft criminals, it is also a month to reflect and plan for the year ahead. As employers focus on security training programs for their employees, implementing an identity theft protection plan should also be included in their cybersecurity strategy.

IDShield provides 360-degree monitoring and full-service restoration services, including coverage for pre-existing identity theft incidents. Plan participants receive identity, credit and financial account monitoring, reputation management, and device and online privacy services. In addition to the services IDShield provides, educational videos and content employers can give their employees to help educate them on how to best protect their identity and online privacy.

For more information, please contact Cheryl!

Holiday Shoppers Beware!

A recent Yahoo! Finance article reveals results of a new LegalShield survey that exposes hidden warranty woes as seasonal spending ramps up. The survey finds that even though two-thirds of shoppers will seek the assurance of extended warranties to back their holiday purchases, 62% of consumers need help resolving warranty claims with retailers and manufacturers.

Consumer struggles with warranties typically peak during the holiday shopping season, especially when purchasing protection plans: one in three consumers rarely or never read the terms, and 44% say the terms could be more straightforward.

In addition to confusing terms and conditions, consumers report significant time invested in attempts to get warranties honored. A third of respondents said they’ve spent over 30 minutes, with 16% spending over two hours trying to get a problem fixed. Shockingly, 14% were never able to get the issue resolved.

Read the press release here.

For more information on LegalShield, please contact Cheryl.

Help Safeguard Employees Against Identity Theft This Holiday Shopping Season

With the holidays fast approaching, consumers will spend their hard-earned money on presents and charitable donations. Many employees use their work devices for holiday shopping, putting employers at risk for hacks and malicious software infections.

Hackers often hack into victims’ computers to steal their information. They might use it to access their bank accounts and use the money to their advantage. Once they extract an employee’s personally identifiable information (PII), they can assume the employee’s identity to trick other victims into giving them access to various systems, including the employer’s.

An identity theft protection benefit complements any benefits package and provides valuable services to all employees. It also is a proactive and reactive benefit to provide in case of a company data breach.

For more information on offering IDShield, please contact Cheryl.

Tax Fraud Coverage with Legal and IDT Plans

Voluntary legal and identity theft plans offer employees another layer of protection during this upcoming tax season.

With IDShield, if a participant is a victim of tax fraud, a dedicated Licensed Private Investigator (LPI) can guide through IRS calls and paperwork requirements to ensure their identity is fully restored to its pre-theft stats. As a proactive approach, IDShield also monitors participants’ Social Security numbers and other Personally Identifiable Information (PII) and will send an alert in real-time if a discrepancy is found.

To address the legal aspects of tax ID fraud, LegalShield can provide advice and consultation and even represent participants during official tax audits.

For more information on LegalShield and IDShield, please contact Cheryl.

Legal Advice for Your Business

Small Business has big business problems but not big business resources. We give small business big business resources on a small business budget.

Protect Your Bottom Line

As a business owner, you play a lot of roles. But have you ever tried to act as your own lawyer? Small business owners know that without extensive legal knowledge trying to do it yourself can be risky. You could end up spending a lot more time and money than you planned. Professional legal help is a necessity for any business, trust LegalShield to protect you and your company.

With a small business plan from LegalShield, you can get the expert legal support you need without the huge legal bill. 

  • Join now and speak with a business attorney in as little as four hours https://cherylgarcia.com/smallbiz
  • Get help protecting and growing your business
  • Save thousands of dollars over hiring an attorney directly 

2023 The Year of Helping People and Businesses

My agency’s goal is to help as many families and businesses, as possible, to know about our services. If you have any family or friends who could benefit from our services, or if you know any business owners/ executives who could benefit from our Business Legal Plans, please have them contact me directly. It would be my pleasure to provide them with one-on-one, personalized assistance. 

Cheryl Garcia

Cheryl Blum Garcia,
Benefit & Broker Specialist
LegalShield Business Solutions

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